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Debt collection in Ireland

Expert debt collection in Ireland, conducted locally.

Risk-free. Pay only upon success
9,5 % in commission
19,5 % in commission
Debt collection conducted locally in Ireland
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I have dealt with Maui in Oddcoll AB. He is very friendly and professional. He helped whatever we need and in a efficient timely manner. I would not hesitate to recommend him to anyone.

Rosalie Pang |
Dublin, Ireland
Rated 9,3 out of 10 based on 111 reviews on Kiyoh!

Professional debt collection in Ireland

Do you need debt collection services in Ireland because an Irish customer hasn’t paid your invoice? You’re in the right place.

With our local debt collection experts, we help you recover unpaid debts quickly and efficiently.

How we deliver the best debt collection in Ireland

Oddcoll offers a smarter approach to international debt collection. We know that local knowledge is essential. That’s why instead of pursuing Irish debtors from abroad, we work directly with the best local debt collection agencies and law firms.

For this reason, we work with a trusted agency for debt collection in Dublin, combining a deep understanding of Irish regulations and business culture with our easy-to-use online platform. Together, we ensure your claims are handled promptly and professionally.

Getting started is simple:

  1. Upload your unpaid invoice.
  2. Our Irish partner agency immediately begins the recovery process.
  3. Costs are clearly stated and fixed upfront.

Our debt collection agency in Ireland

If you’re dealing with an overdue invoice from an Irish company, it’s crucial to let a debt collection agency in Ireland handle it. Local experts understand the country’s specific recovery laws and procedures, giving you the highest chance of success.

In Ireland, we collaborate exclusively with AR Solutions, a highly rated Irish debt collection agency known for:

About AR Solutions

AR Solutions was founded in 2007 by Paul Nolan, who brings over 25 years of experience in credit management across the services, freight, retail, and telecommunications sectors. A graduate in Credit Management and Fellow of the Chartered Institute of Credit Management (CICM), Paul and his team deliver reliable and tailored services for Irish businesses.

Their areas of expertise include credit control outsourcing, debt collection of overdue accounts, debt negotiation, training, litigation, and consultancy.

With extensive experience in the Irish credit management field and a proven track record (success rate: approximately 80%), AR Solutions helps clients minimize bad debt and maximize cash flow through efficient order-to-cash processes.

Key features:

  • Operates on a “No collection – No fee” basis
  • Payment only on results, ensuring maximum motivation
  • No hidden costs such as file opening fees, subscriptions, or prepaid vouchers
  • Debtors are asked to pay you directly
  • You retain complete control of your Debtors Ledger

By submitting your case through our platform, AR Solutions will take immediate action. For foreign creditors, Irish debt collection has never been more accessible or efficient.

Out-of-court debt collection in Ireland

The debt collection process in Ireland begins with a structured, pre-legal approach aimed at recovering unpaid debts quickly and efficiently, without resorting to court proceedings whenever possible.

Step-by-step process:

  1. Initial demand letter. A professional first-letter demand is sent to the debtor requesting payment. The letter clearly states the amount owed, the origin of the debt, and any previous payment attempts.
  2. Follow-up demand letters. If payment is not received, a second and then a third demand letter are sent, each more firmly requesting settlement. Letters are accompanied by follow-up phone calls to maintain pressure and encourage resolution.
  3. Negotiation and settlement. Efforts focus on rehabilitating slow-paying customers rather than pushing them away. Payment plans or negotiated settlements are offered to maximize recovery while preserving the business relationship.
  4. Assessment for legal action. If the debt cannot be collected through the pre-legal process, the agency advises whether it is economically viable to escalate the case to a solicitor for litigation.

Judicial debt collection in Ireland

If out-of-court efforts fail, legal action may be necessary. Civil matters in Ireland are handled by the courts, which are divided by monetary thresholds:

Representation by a solicitor may be required, depending on the case’s complexity. Applications must be submitted to the relevant Court Service office in English or Irish.

Filing fees vary according to the claim size and are paid directly upon application.

Judgment in default

For undisputed debts, a default judgment can be issued without a full court hearing. This is particularly useful for debt collection in Ireland, as most commercial debts are not contested.

Process:

  1. The debtor is formally served with the lawsuit.
  2. If the debtor does not respond or defend the claim by the deadline, the creditor can request a default judgment.
  3. The lawsuit must detail the parties involved, the amount owed, the origin of the debt, and previous payment demands.

This process ensures faster recovery for undisputed debts while adhering to Irish civil law procedures.

Enforcement proceedings in Ireland

Enforcement proceedings are a crucial stage in debt collection in Ireland, enabling creditors to request assistance from the state to recover a debt once a judgment has been obtained.

When a creditor obtains a judgment, either an ordinary judgment or a judgment in default, it confirms that the debtor is legally obliged to pay a specific amount.

If the debtor does not pay voluntarily, the creditor can apply for enforcement. This process involves requesting the Irish authorities to compel the debtor to settle the debt.

Reclaim your debts in Ireland with us!

Oddcoll works with a trusted debt collection agency in Ireland to handle enforcement procedures efficiently.

Creditors can initiate recovery by contacting us or uploading the invoice directly to begin the process.

Frequently asked questions about debt collection in Ireland

We manage all out-of-court collections on a No Cure No Pay basis, including in Ireland. We charge 9.5% commission. Our goal is to recover the full principal amount, along with any applicable interest and costs. Should you choose to pursue legal action, we switch to an hourly or fixed fee arrangement. There are no hidden charges, and we will always consult you before taking any further steps.

To recover an unpaid B2B invoice in Ireland, Oddcoll connects you with a top-tier Irish debt collection partner. The process begins with an amicable phase, where the local expert sends formal payment demands, followed by phone calls and email follow-ups. Irish debtors typically respond well to pressure from local professionals, especially when contacted in a respectful but firm manner. If the debtor continues to ignore payment requests, legal action is available. Oddcoll’s Irish partner can file a claim in the appropriate court based on the debt amount. Uncontested debts often result in quick default judgments. Throughout the process, you stay informed via the Oddcoll platform. You pay nothing upfront, and only if the debt is successfully collected. With the backing of a local Irish expert who understands legal and cultural norms, your chances of recovering the unpaid invoice are significantly improved.

The duration of debt collection in Ireland depends on whether legal steps are needed. In the amicable phase, many debts are resolved within 2–4 weeks. Our Irish partner starts by sending a formal demand letter with a 7–14 day deadline. Follow-up calls and emails often secure payment quickly. If the debtor fails to respond, the next step is legal action. For uncontested claims, a default judgment can typically be obtained within 1–3 months. If the debtor contests the claim, it may take longer (6 months or more) depending on court availability and case complexity. You’re always consulted before legal action is taken, and Oddcoll’s Irish partner keeps you informed about progress. With most debts resolved out of court and legal steps only used when needed, the process is both efficient and reliable.

Using Oddcoll’s service in Ireland comes with no upfront fees. The collection process is success-based: you only pay if the debt is recovered. During the amicable phase, our Irish partner works on a no win, no fee basis. If legal steps are needed, such as filing a claim in court, there may be additional costs like court fees or solicitor fees. These are always shared with you in advance, and no legal action is taken without your approval. Irish law often allows these legal costs to be added to the claim, meaning the debtor can be held responsible for paying them. With clear pricing, no surprises, and expert legal handling by a local professional, Oddcoll ensures that your debt recovery in Ireland is cost-effective and transparent.

Yes. If a business debtor in Ireland fails to pay after the amicable collection phase, Oddcoll’s local partner can escalate the case to legal proceedings. Depending on the size of the debt, the case is filed in the District, Circuit, or High Court. The Irish legal system offers efficient solutions, especially for uncontested claims. In those cases, a default judgment can be obtained without the need for a full trial. If the debtor contests the claim, the case goes to hearing. Once judgment is granted, enforcement options include seizing assets, garnishing bank accounts, or registering the debt publicly to damage credit standing. All legal steps are handled by our experienced local partner and only carried out after you approve the action. You receive updates through the Oddcoll platform, and the legal pathway is chosen based on the likelihood of success and cost-effectiveness.

While language is not usually a barrier in Ireland, legal and procedural differences do matter. Ireland’s courts are structured by claim size: District Court for smaller claims, Circuit and High Court for larger ones. Each has its own process and filing requirements. Documentation must be properly prepared and deadlines met. Oddcoll’s Irish partner understands the legal intricacies and ensures your case follows the correct path. They also know the local business culture, where politeness and persistence are both valued. Foreign creditors often struggle with procedural missteps or slow responses when acting alone. With Oddcoll, a vetted Irish collection expert manages everything in compliance with Irish law and etiquette. You don’t have to deal with legal paperwork, court filings, or contacting the debtor yourself. Our platform keeps things simple while your case is handled the right way.

Foreign companies must understand that Irish debt recovery follows specific legal channels, and local representation is usually needed. There’s a 6-year statute of limitations for most commercial debts, so acting promptly is important. Documentation is key: keep clear records of contracts, invoices, delivery confirmations, and correspondence. Legal proceedings depend on the debt amount, and courts require well-prepared, formal filings. Oddcoll handles these complexities for you by assigning your case to a local Irish expert. They ensure your documents are filed correctly and that the debtor is approached in a legally compliant and culturally effective manner. No physical presence is needed and you manage everything from the Oddcoll platform. Our partner knows how to handle common debtor excuses and, if necessary, can move your case to court quickly. This gives you the best chance of getting paid while avoiding procedural pitfalls.

Oddcoll partners with AR Solutions, one of Ireland’s top-performing B2B debt collection agencies. When you upload a case to our platform, AR Solutions takes immediate action. They send formal demand letters, make phone calls, and follow up regularly to pressure the debtor professionally. If the debtor still doesn’t pay, they can begin legal proceedings, including filing a claim and securing judgment. You don’t need to deal with Irish legal procedures yourself, AR Solutions manages everything locally while you follow updates via Oddcoll. You communicate in English through our platform, while the local team handles everything on the ground. The service is success-based, so you only pay if your money is recovered. With this model, Oddcoll ensures that you benefit from local legal knowledge, cultural insight, and proven results without hassle or risk.

How Debt collection in Ireland works

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Oddcoll helps you all the way​

How debt collection in Ireland works

1. Upload your invoice

Create an account and upload your invoice via the platform, API or CSV – easily and in seconds.

2. Local experts take over

Our hand-picked partners in the Ireland handle the collection with effective measures, including demand letters, calls and legal steps.

3. Get paid

Once the payment is completed, the money is sent directly to you – quickly, securely and without hassle.

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