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Debt collection in Egypt

Professional debt collection in Egypt, conducted locally

Risk-free. Pay only upon success
9,5 % in commission
19,5 % in commission
Debt collection conducted locally in Egypt
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Trustworthy, professional and reliable service

I had the pleasure to find Oddcoll online because we were about to lose hope of retrieving our debt. Oddcoll has successfully done this without any hassle. Their service is great and they deliver what they promise with only 19.5% success fees.

Hala |
Suez, Egypt
Rated 9,3 out of 10 based on 111 reviews on Kiyoh!

Expert debt collection in Egypt

If your business clients in Egypt fail to pay their invoices, we can support you with professional debt collection in Egypt.

Simply upload your case to our international debt collection platform, and our local Egyptian law firm will start working on it immediately.

Collecting debts in Egypt can be very frustrating

Recovering money from abroad is challenging because it’s difficult for creditors to apply real pressure on Egyptian debtors from another country. Each country has its own rules and procedures for debt recovery, and Egypt is no exception.

The most effective solution is to partner with a debt collection agency with local expertise in the country where your debtor operates.

At Oddcoll, we address this problem for international creditors through our international debt collection platform that connects leading debt collection agencies and law firms worldwide. Once you upload your Egyptian case, our local partner, Hashem & Partners, begins the collection process immediately.

Our pricing is based on a 19.5% commission and follows a no-win, no-fee model.

Our local law firm in Egypt will take immediate action

We are proud to collaborate with Hashem & Partners as our trusted debt collection partner in Egypt. This law firm is located directly in Egypt, ensuring fast, localised action.

About Hashem & Partners

HAS & Partners is a boutique law firm specialising in:

  • Corporate and commercial legal services
  • Dispute resolution
  • Debt collection

With offices in Cairo, Alexandria, and Suez, they cover almost all courts in Egypt and maintain strong relationships with key governmental bodies.

Their debt recovery success rate exceeds 95% across the cases they have handled.

Out-of-court debt collection in Egypt

The out-of-court collection process in Egypt generally follows the same approach used in the global debt collection industry. Once we receive instructions, we immediately contact the debtor by phone to propose an amicable settlement. This is followed by an email outlining:

  • The outstanding debt
  • A brief introduction to our law firm, which is handling the recovery on behalf of the client

If the debtor acknowledges the debt, we will continue to follow up weekly to ensure payment is secured.

If the debtor does not recognize the debt, we inform the client and recommend the available legal options as an alternative route for recovery.

Judicial debt collection in Egypt

When all amicable efforts have been exhausted, legal action becomes the alternative option. We provide the client with the available legal pathways and request the original documents and a power of attorney so we can represent them before the court.

Overview of Egypt’s legal system

Egypt’s legal framework is a mix of:

  • Islamic law (Sharia)
  • Civil law traditions originating from the French legal system, introduced during Napoleon’s occupation in 1798, and through the later training of Egyptian lawyers in France

As a result, Egypt is considered a civil law jurisdiction.

The primary source of private law in Egypt is the Egyptian Civil Code of 1948 (ECC), which is primarily based on the French Civil Code, with additional elements drawn from other European systems and Islamic Sharia law.

Egypt’s judiciary includes a range of specialized courts, including:

  • Administrative courts
  • Non-administrative courts
  • The Supreme Constitutional Court
  • Civil and commercial courts
  • Criminal courts
  • Family courts

Where is your debt collection case filed in Egypt?

Egypt’s jurisdiction is divided into two branches:

  1. General Courts
  2. Administrative Courts (Council of State)

For debt collection, General Courts handle civil disputes. Jurisdiction is determined by:

  • The value of the dispute
    • Trial courts: Handle disputes up to 40,000 Egyptian pounds (judgments are not appealable if the claim is under 5,000 pounds)
    • Higher courts: Handle disputes outside the jurisdiction of trial courts
  • The nature of the dispute
  • The territory in which the parties are located

Civil courts are divided by city and district. A single city may have multiple courts. Parties in Egypt may also agree on the applicable law and exclusive jurisdiction.

Arbitration as an alternative

Arbitration is widely used due to the significant backlog in civil courts, which often results in long waiting times for hearings.

Can legal costs be added to the debt?

Yes. Legal costs paid by the client can be included in the summons. However, the final decision on awarding such expenses lies entirely with the court’s discretion.

Start your debt collection case in Egypt today!

Upload your case to our platform and let our local legal experts begin the recovery process immediately—quick, efficient, and handled directly on the ground in Egypt.

Contact us to get started now!

Frequently asked questions about debt collection in Egypt

We manage all out-of-court collections on a No Cure No Pay basis, including in Egypt. We charge 19.5% commission. Our goal is to recover the full principal amount, along with any applicable interest and costs. Should you choose to pursue legal action, we switch to an hourly or fixed fee arrangement. There are no hidden charges, and we will always consult you before taking any further steps.

Egypt follows a civil-law system (influenced by French and Islamic law). Collection always starts out-of-court. We appoint our top-rated Egyptian law firm (speaking Arabic and English) to contact the debtor on your behalf. They will send formal demand letters and negotiate in person or by phone, aiming for a quick settlement. If the debtor is unwilling, the case can move to litigation. Egyptian courts (civil and commercial courts) hear business debt cases. Because local practices vary, having an Egyptian lawyer file papers and make court appearances is crucial. In many cases, a successful local law firm can recover funds without formal litigation. When court action is necessary, the process follows Egyptian civil procedure, and enforcement (seizure of assets, bank accounts) is handled by bailiffs under local rules.

First, use Oddcoll’s platform to upload your claim and documents. Our Egyptian partner will then analyze the case and immediately begin friendly collection attempts: issuing a demand letter (often in Arabic) and contacting the debtor by phone or email. They will negotiate a payment plan or one-time settlement while respecting local business norms and they can even do field visits. If the customer still won’t pay, the firm will advise you on legal options. Because Egypt’s system can be complex and may involve Arabic documentation, having a local law firm manage the case ensures compliance with Egyptian rules. This local specialist will handle all steps, from drafting legal documents in Arabic to representing you in court, so you can focus on your core business while they work to get your invoice paid.

Typically, Egyptian debt recovery begins with amiable collection through letters, calls, and negotiation. Law firms often visit debtors in person to emphasize urgency. This amicable phase might take a few weeks. If it fails, legal action is the next step. After deciding on litigation, our lawyer will prepare a formal claim and file it with the competent court. Court proceedings in Egypt can be slower than in some countries (often due to busy dockets), but many cases still reach resolution within several months. Some creditors also use alternative dispute resolution (mediation or arbitration) to speed up recovery. Overall, combining strong amicable efforts with legal backup and local expertise gives the best chance of swift recovery in Egypt.

Egypt has a relatively long limitation period for commercial debts: generally 15 years. This means creditors have 15 years from the due date of the invoice to file a claim before Egyptian courts. (There are specific rules for different types of claims, but 15 years is the standard for typical commercial contracts.) However, actions by the creditor, like sending a demand letter or receiving a partial payment, can interrupt or reset this clock. Our Egyptian partner will confirm deadlines before proceeding. In practice, this long limitation period gives international creditors ample time, but it’s still wise to start collection efforts early to avoid any risk of forfeiture of the claim.

Yes. Because Egyptian courts can be crowded, arbitration and mediation are common for B2B disputes. Many Egyptian companies include arbitration clauses in contracts. Even without a clause, creditors sometimes negotiate settlements with the help of a mediator. Oddcoll’s network partner can advise if ADR is suitable: our Egyptian partner regularly engages in mediation or arbitration to accelerate recovery. However, if ADR isn’t available or fails, formal court litigation is always an option. In summary, amicable negotiation (sometimes structured as ADR) is often the fastest way in Egypt, backed by the threat of court action if needed.

We operate on a contingency-fee basis for amicable work, you pay a commission only if we recover money. For example, Oddcoll offers a fixed “no collection, no fee” rate (19.5% commission). This means if the debtor pays, the cost comes out of the recovered amount. For litigation, the firm’s fees typically switch to an agreed fixed or hourly rate, plus court filing fees. Egyptian courts allow a successful creditor to recover some legal costs from the debtor (subject to the judge’s discretion). Our partner will explain all fee structures upfront so you know the investment. Using a local expert means fees are transparent and aligned with Egyptian practice, reducing risk to you.

Yes, usually. Egyptian courts can order the debtor to pay agreed contract interest and reasonable collection costs along with the principal debt. In practice, our attorneys will include interest and legal fees in the claim. If you win in court, the judgment often adds these amounts to the debt (though the judge may adjust them). For example, if an invoice specifies late payment interest or if the law mandates it, our firm will claim it in the summons. In short, working with our local partner allows you to seek not just the unpaid principal, but also the contractually-allowed interest and any court-awarded expenses, maximizing your recovery under Egyptian law.

How Debt collection in Egypt works

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How debt collection in Egypt works

1. Upload your invoice

Create an account and upload your invoice via the platform, API or CSV – easily and in seconds.

2. Local experts take over

Our hand-picked partners in the Egypt handle the collection with effective measures, including demand letters, calls and legal steps.

3. Get paid

Once the payment is completed, the money is sent directly to you – quickly, securely and without hassle.

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