Debt collection in Europe

European Debt Collection – Simplified with Oddcoll

Do you have customers scattered across the continent who have not paid their invoices? No problem. Oddcoll can help you with European debt collection no matter where your customers are located. Read on to see how.

European debt collection in three simple steps:

1. You upload your unpaid European invoices.
2. Our debt collection agency or law firm in your customer’s European country starts the debt collection process.
3. The money is transferred to you directly when payment is made by the debtor.

A few reasons to use Oddcoll for debt collection in Europe. The best national debt collection agencies and law firms for debt collection in Europe. Pay only for successful debt collection. Full knowledge of local laws, the local culture and the business culture in the various european countries. Our local approach. We collect your debt directly in the European country where your debtor is located. What is Oddcoll For companies selling their products or services abroad, the collection of European claims can be a hassle. Different laws, customs, and cultures make it a near impossible task to solve from another country. In addition, debt collectors need national permits to carry out collection operations.

Popular countries in Europe for debt collection:

• Debt collection in Germany
• Debt collection in France
• Debt collection in Spain
• Debt collection in the Netherlands

All countries for debt collection

About Oddcoll – International Debt Recovery Platform

Oddcoll is a platform that simplifies debt collection in Europe for creditors.
We have brought together the best national debt collection agencies and law firms in Europe to form our international debt collection platform.

Thanks to this setup, we provide first-class European debt recovery services to clients, no matter where in Europe their debtors are located.

Our European Debt Collection Agencies and Law Firms

Different countries have different practices regarding whether debt collection agencies or law firms are responsible for recovering overdue invoices.

We maximize your chances of getting paid by always using the most appropriate partner in each country.

• Selected partners with strong track records.

• Required national authorizations in place.

• Ongoing quality monitoring to ensure results.

Risk-Free European Debt Collection – No Win, No Fee

Our model is simple and transparent:

• You only pay if we succeed in collecting.

• A fixed commission of 9.5% on recovered amounts.

• You receive 90.5% of the collected sum.

This means we share the same incentive as you: to get your money back.

Why Debt Collection in Europe Is Complex

Europe consists of many countries with different legal systems, languages, and cultures. This makes European debt collection particularly challenging.

Debt collection in Europe means recovering unpaid invoices where the creditor and debtor are in different countries (cross-border cases). The process often involves:

• Pre-litigation stage (amicable recovery)

• Judicial stage (legal proceedings)

• Enforcement stage (compulsory recovery)

• Insolvency proceedings if the debtor is bankrupt

National Laws vs. Common EU Rules

Generally, national laws govern how claims are collected in each country. For example, collecting from a French debtor requires applying French law.

However, the EU has introduced regulations to facilitate cross-border debt recovery, such as:

• The Brussels I Regulation – jurisdiction rules.

• The Rome I Regulation – applicable law rules.

• The Lugano Convention – extending similar rules to Norway, Switzerland, and Iceland.

The “Amicable” Debt Collection Phase in Europe

The first step is to attempt recovery without legal action:

• Payment reminders and collection demands.

• Phone calls and negotiation.

• Threats of legal action.

Key points:

1. National authorization is required to carry out debt collection in each country.

2. Local expertise is vital due to differences in language, culture, and business practices.

In-Court Debt Recovery in Europe

If amicable efforts fail, legal proceedings may be necessary. This involves:

• Suing the debtor in court to obtain legal recognition of the debt.

• Establishing jurisdiction (which country’s court is competent).

• Determining applicable law (which country’s legal rules apply).

Jurisdiction Rules

• If agreed, the chosen court applies.

• If no agreement, the debtor’s country is the general rule.

Applicable Law

• Two companies can decide which law governs their agreement.

• Otherwise, the Rome I Regulation applies across the EU.

Simplified Legal Procedures – “Order for Payment” and Small Claims

Many European countries offer simplified legal procedures for uncontested claims.

• Faster and cheaper than full court proceedings.

• Suitable for straightforward debt collection cases.

Enforcement of Judgments in Europe

If a debtor still refuses to pay, enforcement is required in the debtor’s country. This may include:

• Seizure and auctioning of property.

• Court involvement in transferring assets.

A judgment from another European country can often be recognized and enforced under:

• The Brussels I Regulation

• The Lugano Convention

EU Instruments for Cross-Border Debt Collection

To make cross-border recovery easier, the EU has introduced tools such as:

• European Enforcement Order

• European Payment Order

• European Small Claims Procedure

These instruments simplify and speed up cross-border debt recovery within the EU.

The European Small Claims Procedure.

This is a cross-border procedure applicable between EU Member States for disputes involving small amounts. The European Enforcement Order for Uncontested Claims. (EEO) This process facilitates the recognition and enforcement of judgments from other EU Member States. The European Order for Payment Procedure. This is a cross-border version of the payment order. An application can be made from another EU country. This is how our debt collection service works. Are you in need of debt collection in Europe? Then you’ve come to the right place. Oddcoll helps companies that have sales abroad and find it difficult to get paid from customers in European countries. If you have any questions about debt collection in Europe, don’t hesitate to get in touch. Want to get started with debt collection? Simply create an account and upload your European invoices. See how easy it is to get started with your case!