Debt Collection in Norway

  • Debt collection in Norway conducted locally.
  • Risk-free. Pay only upon success.
  • 9,5 % in commission.

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Debt recovery services in Norway

Do you have a debt to collect in Norway? Do you have a Norwegian client who has not paid your dues yet? Employing a debt collection agency in Norway might be the best answer for you. Our local Norwegian debt recovery experts have the experience, knowledge and resources to assist you with recovering your debt in Norway. Read on to discover how quickly and easily you can get paid by your Norwegian customer!

3 Simple Steps for Debt Collection in Norway


You upload your invoice against your Norway based client on our dedicated web platform for Debt Collection.

Our local Norwegian debt collection agency begins the measures for debt collection in Norway right away.
After successful recovery, the sum is directly transferred to your account.

Benefits of using Oddcoll for your Norwegian debt collection cases

Our Norwegian debt collector has the expertise to be able to sue the debtor.
Debt recovery in Norway carried out locally on site. Right at the debtors doorsteps.

“No win no fee”. You only pay if we are successful.


Specialists in Norwegian rules on debt collection.

How we help you get paid!

Oddcoll is a debt collection platform created for companies like yours, with sales abroad.

To help internationally oriented companies get paid from their clients abroad, we have created a service with the best local debt collection companies and law firms around the world.

The prices are already set, and you only pay if your invoice is collected. 9, 5% in commission. All you need to do to get started is create an account and upload the relevant unpaid invoice.

Our Norwegian Debt Collection partner.

Alfa Inkasso AS.

Your Norwegian invoice will be handled by our Norwegian debt collection agency Alfa Inkasso AS. It is a Norwegian debt collection company with long experience of debt collection in Norway, and which we choose to cooperate with due to their high recovery rate and good customer satisfaction.

If you have experience with International Trade, you are probably familiar with the frustration that can occur when you do not receive payment for your overseas invoices. As in all countries, Norway also applies special national legal rules for Debt Recovery Activities. Both for extrajudicial and legal collection.

This means that you need help from a debt collection agency with special expertise in the Norwegian conditions and who has permission from the Norwegian authorities to conduct debt collection in Norway.

Look no further as Oddcoll debt collection service in Norway is here to make your debt collection processes easier. Use our services and experience the efficiency of letting our partner, a local debt collection agency in Norway, recover your claims. And your Norwegian case can be started immediately!

Introduce your company in a few sentences?

Alfa Inkasso was founded in 2008 and is a medium sized debt collection firm in Norway, though our staff has been in the debt collection industry since 1987. We offer a full spectrum of services in relation to debt collection, ranging from debt reports all the way to legal collection.

What is your success rate (including cases that are successful after taking legal actions)?

Since 2009 we have successfully collected 83% of all invoiced amount sent to us and have reached a satisfactory solution in 84% of all cases, including disputed claims.

We work on “a no cure no pay” basis, meaning that for ordinary cases, the client does not pay us unless we collect. The client retains the invoiced amount, and Alfa Inkasso retains the debt collection charges and interest accrued on the debt.

Describe the debt collection process (out of court).

Our debt collection process is governed by the needs of our clients and the legal framework of debt collection in Norway, which is heavily regulated.

When we receive a case, it is manually checked and registered by a case officer. We preform a check on the financial situation and legal status of the debtor. This is to evaluate the chance of success and to establish possible reasons for the default.

When the case is registered we send out a legally mandated letter, warning the debtor of impending debt collection, and informing the debtor that they have 14 days to pay.

If the debtor does not pay within the deadline, a second letter is sent to inform them that the case is now to formal debt collection and debt collection charges are applied.

30 Days after the above letter is sent, we register a outstanding debt with the credit information companies, so that any bank or company wishing to extend them credit are informed that they have not settled their debts. The majority of our cases are solved by this stage.

If the debtor does not respond to our letters, we attempt to reach them by other means, such as phone.

Approximately 45 days after the letter informing them of debt collection has been sent, we evaluate the case. In this process we send the client an overview of the case, and the financial situation of the debtor. In conjunction with this, we provide a recommendation regarding further actions and how to pursue the claim through the judicial system if they wish.

If the client wishes to pursue legal avenues of collection, there are several ways we might be of assistance, under I have outlined the two most common legal means of collecting:

If the debt is disputed, we can assist with taking it to small claims court (Forliksrådet). This primarily applies to claims under NOK 200.000,- For claims in excess of that, we recommend procuring a lawyer, and can assist in this process.

Small claims court wishes a representative from both sides to meet in court. If you are unable to do so, we can help you with procuring a court appointed representative, to speak on your behalf.

Usually in a dispute, the debtor informs us the claim is disputed. We contact the creditor to inform them regarding this and inform them of the legal possibilities to pursue the claim.

IF the creditor wishes to contest the dispute, we will send the case to small claims court.

Alfa Inkasso writes, with the help of the creditor the brief and complaint on your behalf.

The court will ascertain from the debtor if they maintain their dispute. – If they fail to do so, the creditor wins by default. If the debtor provides a reason for their complaint, this will be sent to Alfa Inkasso and the creditor to refute. Both parties are then asked to meet in court, waiting time depends on county.

Both sides explain their side of the case and verdict is usually provided within 1-2 weeks.

If successful, the debt can be collected.

What does legal actions cost?

Small claims court routinely judges that both sides carry their own costs of taking the case to court. This means that if the debt is disputed, the creditor will have to cover the debt collection fee, regardless of outcome. Alfa Inkasso requires this in advance, before the case is taken to court. The debt collection charge is dependent on the size of the principal in accordance with Norwegian law.

Legal court fees are subject to yearly change, but currently stands at approximately NOK 2500,-

These funds might potentially be reimbursed for the debtor depending on the verdict.

Legal enforcement though the Bailiff (Namsmann). 

If the case is not disputed, or we have received a favourable verdict, the case can be sent to the state bailiff for collection. The can take arrest in the debtors’ assets, as long as they are deemed useful to settle the debt, such as; property, accounts, vehicles, etc.

Alfa Inkasso writes the formal papers and submit them to the proper authorities.

The bailiffs process  is not supposed to take more than 3 months; however, we know from experience, that handling time varies greatly from region to region.  This is however one of the best tools in our arsenal, within legal debt collection.

Legal court fees are subject to yearly change, but currently stands at approximately NOK 2100,-

These funds must be advanced by the client, prior to sending the case. However, they are added to the debtor’s total debt and can be collected from the debtor.

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Legal Debt Collection in Norway.

Before you can go to court.

Norwegian law specifies that certain essential measures are to be taken before the case is filed at court.

This is to keep disputes from the court that the parties can resolve internally with each other.

The party that wishes to take legitimate procedures need to give written notice to the other party before the case can be filed at court.

The notice should portray the claim being made and the justifications for making it. It should also urge the opposition party to rethink about the claim and the justifications provided.

The beneficiary of the notice should react to the case and grounds inside a sensible timeframe. In the event that the beneficiary can’t concur with the case entirely or in part, he/she should give a defence statement in writing and answer setting out his/her view.

Why does this mandatory step for legal collection exist in Norway before you can proceed legally?

This is to streamline legal proceedings in Norway.

Both parties find out at an early stage the other party’s position and on what evidence and grounds they base their opinion.

At the same time, many cases are resolved that would otherwise have cost the Norwegian state a lot of money if it had been taken to court.

Regardless of whether one party neglects to satisfy its liabilities prior to the ordinary court hearings, it doesn’t imply that the courts can decline to try the case.

But inability to satisfy the liabilities can have ramifications for distribution of case costs – the expenses caused for legal counselors and court charges. The court’s own expenses for the case must be covered, and the commitment of paying them for the opposing party can rely upon whether you have satisfied liabilities you have before you can take a Norwegian debt collection case to court.

The Conciliation Board (forliksrådet).

This is the first official step in the legal debt collection process in Norway.

On the off chance that the partys can’t arrive to an understanding themselves, it becomes important to elude the case to the Conciliation Board (forliksrådet). The party bringing the case is known as the claimant. The claimant needs to present the case to the Conciliation Board. Such cases are called Conciliation claims. When the case is recieved, the Board will bring the two sides to a court meeting with the goal of getting them to agree on the matter. In the event that they can’t concur, the Board can make a ruling on this issue with the assent of both parties.In case the claim concerns a sum less than NOK 200 000, the Board can give its decision when just one of the partyies demands it.

The Board can stop the procedures on the off chance that it becomes obvious that the case isn’t really appropriate for its consideration. The case will be finished up by the Board whether it can or will give its decision.

Mediation by the Conciliation Board can be avoided in situations where:

1. the sum questioned is over NOK 200 000
2. the both parties have the help of an attorney
3. at the point when mediation has been led out of court as indicated by Section 7 of the Dispute Act.

The District Court.

A decision made by the Conciliation Board can be brought under the steady gaze of the District Courts by getting a pleading issued inside one month. A pleading is a file documented with the court on the grounds that a claimant needs to begin common procedures.

The two parties to a dispute can record a pleading. A case can likewise be brought under the watchful eye of the District Court by pleading if the Conciliation Board can or won’t consider the case any further. The equivalent applies to cases that are exempted from consideration by the Conciliation Board.

After the consultation in the district court the judge will for the most part articulate judgment inside about fourteen days of closing the legal dispute. The judgment will be forwarded to the legal advisors (counsel) who will notify their customers.

Enforcement procedures in Norway.

This can be said to be the last step in legal debt collection in Norway.

If a plaintiff fails to pay despite being ordered to do so by a judgment, the plaintiff can apply for enforcement of the claim.

Formal prerequisites.

An application for enforcement must be submitted documented as a hard copy in 4 complete duplicates and should contain the accompanying:

● Complete name and address of the petitioner (claimant) and the defendant (litigant).
● The petitioner’s business enrollment number of date of birth and phone number.
● The respondent’s business enrollment number of date of birth.
● A portrayal of the justification for enforcement.
● Details of the individual pieces of the case if a financial case.

A duplicate copy of the grounds for enforcement. Other documentation may likewise be required, contingent upon kind of case.


Charges for an enforcement application will be invoiced in arrears financially from the Gebyr Sentralen at the Brønnøysund Register Center. The size of the charge differs as per how far the case has continued and what type of enforcement is required.


Rulings by the Court can be appealed. The party that contradicts to a judgment can bring the case under the steady gaze of a Court of Appeal. The time deadline for appeal is one month from declaration of the verdict and additionally, you should pay an appeal charge.

Insolvency procedures in Norway.

The Bankruptcy organization oversees the sale of the assest that can be sold. After the expense of overseeing the bankrupt’s property has been covered, any resources left, will be split between the creditors.

Typically the court designates a legal counselor to be the supervisor of the process. The trustee’s duty is to carry out the reasonable administration of the insolvency.

The court chooses if somebody can be pronounced bankrupt. This is done through a bankruptcy order. Individuals or organizations that have long going payment issues and where the estimation of the belongings don’t cover the debt, might be proclaimed bankrupt.


Do you have an overdue invoice from a Norwegian customer who has not paid? We can help you with debt collection in Norway. Our Norwegian debt collection experts will be happy to help you resolve your payment dispute. Do not hesitate to contact us for more information. Don’t want to wait any longer for your payment? Transfer your invoices to us directly.

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Oddcoll is a service for international debt collection.
We make it easy for companies to get paid from their customers abroad.

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