{"id":2414,"date":"2025-12-18T18:00:58","date_gmt":"2025-12-18T16:00:58","guid":{"rendered":"https:\/\/oddcoll.com\/?p=2414"},"modified":"2025-12-29T12:44:18","modified_gmt":"2025-12-29T10:44:18","slug":"oddcoll-embrulhado-2025","status":"publish","type":"post","link":"https:\/\/oddcoll.com\/pt\/news-and-publications\/oddcoll-wrapped-2025\/","title":{"rendered":"Oddcoll embrulhado 2025"},"content":{"rendered":"<h2>Cobran\u00e7a global de d\u00edvidas, descodificada.<\/h2>\n<p>Todos os anos, analisamos milhares de <a href=\"https:\/\/oddcoll.com\/pt\/cobranca-de-dividas-internacionais\/\">cobran\u00e7a de d\u00edvidas internacionais<\/a> casos em todos os mercados, sectores e jurisdi\u00e7\u00f5es. O Oddcoll Wrapped 2025 \u00e9 a nossa forma de abrir os livros e partilhar os padr\u00f5es, as percep\u00e7\u00f5es e as verdades dif\u00edceis por detr\u00e1s de <a href=\"https:\/\/oddcoll.com\/pt\/cobranca-de-dividas-2\/\">cobran\u00e7a transfronteiri\u00e7a de d\u00edvidas<\/a>.<\/p>\n<p>Nada de tretas. Apenas dados, experi\u00eancia e o que realmente funciona.<\/p>\n<hr \/>\n<h2>9 anos consecutivos: taxas de recupera\u00e7\u00e3o mais elevadas<\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-2433 size-full\" src=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/9-years-in-a-row-higher-recovery-rates.jpeg\" alt=\"\" width=\"1536\" height=\"1024\" srcset=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/9-years-in-a-row-higher-recovery-rates.jpeg 1536w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/9-years-in-a-row-higher-recovery-rates-300x200.jpeg 300w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/9-years-in-a-row-higher-recovery-rates-1024x683.jpeg 1024w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/9-years-in-a-row-higher-recovery-rates-768x512.jpeg 768w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/9-years-in-a-row-higher-recovery-rates-18x12.jpeg 18w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/><\/p>\n<p><strong>A consist\u00eancia vence a sorte.<\/strong><\/p>\n<p>Pelo nono ano consecutivo, a Oddcoll aumentou a sua taxa de recupera\u00e7\u00e3o global. Isto n\u00e3o se deve a atalhos ou t\u00e1cticas agressivas, mas sim ao aperfei\u00e7oamento cont\u00ednuo das redes de parceiros locais, a um encaminhamento mais inteligente dos processos e a uma a\u00e7\u00e3o mais r\u00e1pida ap\u00f3s o vencimento das facturas.<\/p>\n<p>Os resultados sustent\u00e1veis resultam do processo - e os dados comprovam-no.<\/p>\n<hr \/>\n<h2>+17% recupera\u00e7\u00e3o mais elevada para os clientes que regressam<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-2434\" src=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/17-higher-recovery-for-returning-clients.jpeg\" alt=\"\" width=\"1536\" height=\"1024\" srcset=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/17-higher-recovery-for-returning-clients.jpeg 1536w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/17-higher-recovery-for-returning-clients-300x200.jpeg 300w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/17-higher-recovery-for-returning-clients-1024x683.jpeg 1024w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/17-higher-recovery-for-returning-clients-768x512.jpeg 768w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/17-higher-recovery-for-returning-clients-18x12.jpeg 18w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/><\/p>\n<p><strong>A lealdade compensa - literalmente.<\/strong><\/p>\n<p>Em m\u00e9dia, os nossos clientes recorrentes recuperam mais 17% em compara\u00e7\u00e3o com o que conseguiram com o seu anterior <a href=\"https:\/\/oddcoll.com\/pt\/cobranca-de-dividas-internacionais\/\">cobran\u00e7a de d\u00edvidas internacionais<\/a> fornecedores. A familiaridade com a estrutura de fatura\u00e7\u00e3o do cliente, o estilo de comunica\u00e7\u00e3o e as rela\u00e7\u00f5es com os clientes melhora significativamente os resultados.<\/p>\n<p>Quanto mais conhecermos o seu neg\u00f3cio, melhor ser\u00e1 o nosso desempenho.<\/p>\n<hr \/>\n<h2>Onde os devedores pagam - e onde n\u00e3o pagam<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-2435\" src=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Where-debtors-pay-\u2014-and-where-they-dont.jpeg\" alt=\"\" width=\"1536\" height=\"1024\" srcset=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Where-debtors-pay-\u2014-and-where-they-dont.jpeg 1536w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Where-debtors-pay-\u2014-and-where-they-dont-300x200.jpeg 300w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Where-debtors-pay-\u2014-and-where-they-dont-1024x683.jpeg 1024w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Where-debtors-pay-\u2014-and-where-they-dont-768x512.jpeg 768w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Where-debtors-pay-\u2014-and-where-they-dont-18x12.jpeg 18w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/><\/p>\n<p><strong>A geografia \u00e9 importante.<\/strong><\/p>\n<p>Com base nos dados de 2025, os devedores em <a href=\"https:\/\/oddcoll.com\/pt\/cobranca-de-dividas\/suecia\/\">Su\u00e9cia<\/a>, <a href=\"https:\/\/oddcoll.com\/pt\/cobranca-de-dividas\/noruega\/\">Noruega<\/a>, e <a href=\"https:\/\/oddcoll.com\/pt\/cobranca-de-dividas\/finlandia\/\">Finl\u00e2ndia<\/a> s\u00e3o os mais suscept\u00edveis de pagar quando um caso \u00e9 iniciado. Regulamentos claros, uma forte cultura de pagamento e uma aplica\u00e7\u00e3o previs\u00edvel desempenham um papel importante.<\/p>\n<p>No outro extremo do espetro, \u00c1frica - seguida de partes de <a href=\"https:\/\/oddcoll.com\/pt\/cobranca-de-dividas\/asia\/\">\u00c1sia<\/a> - apresenta a frequ\u00eancia de pagamento mais baixa, frequentemente devido \u00e0 complexidade jur\u00eddica, a uma execu\u00e7\u00e3o mais fraca ou a uma rastreabilidade limitada do devedor.<\/p>\n<hr \/>\n<h2>A rapidez \u00e9 importante: primeira a\u00e7\u00e3o no prazo de 5 horas<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2436 size-full\" src=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Speed-matters-first-action-within-5-hours.jpeg\" alt=\"\" width=\"1536\" height=\"1024\" srcset=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Speed-matters-first-action-within-5-hours.jpeg 1536w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Speed-matters-first-action-within-5-hours-300x200.jpeg 300w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Speed-matters-first-action-within-5-hours-1024x683.jpeg 1024w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Speed-matters-first-action-within-5-hours-768x512.jpeg 768w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Speed-matters-first-action-within-5-hours-18x12.jpeg 18w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/><\/p>\n<p><strong>O tempo mata a recupera\u00e7\u00e3o - a velocidade salva-a.<\/strong><\/p>\n<p>Em m\u00e9dia, a primeira a\u00e7\u00e3o de contacto (e-mail, carta ou telefonema) de um <a href=\"https:\/\/oddcoll.com\/pt\/noticias-e-publicacoes\/agencias-de-cobranca-de-dividas-como\/\">ag\u00eancia local de cobran\u00e7a de d\u00edvidas<\/a> no pa\u00eds do devedor, no prazo de 5 horas ap\u00f3s o carregamento do processo.<\/p>\n<p>Esta rea\u00e7\u00e3o r\u00e1pida aumenta drasticamente a probabilidade de recupera\u00e7\u00e3o e indica seriedade ao devedor antes que as desculpas, os lit\u00edgios ou as estrat\u00e9gias de evas\u00e3o tenham tempo de se desenvolver.<\/p>\n<hr \/>\n<h2>Grandes d\u00edvidas, grandes n\u00fameros: os Estados do Golfo<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2437 size-full\" src=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Big-debts-big-numbers-the-Gulf-states.jpeg\" alt=\"\" width=\"1536\" height=\"1024\" srcset=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Big-debts-big-numbers-the-Gulf-states.jpeg 1536w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Big-debts-big-numbers-the-Gulf-states-300x200.jpeg 300w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Big-debts-big-numbers-the-Gulf-states-1024x683.jpeg 1024w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Big-debts-big-numbers-the-Gulf-states-768x512.jpeg 768w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Big-debts-big-numbers-the-Gulf-states-18x12.jpeg 18w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/><\/p>\n<p><strong>Elevado valor, elevado potencial.<\/strong><\/p>\n<p>O maior n\u00famero de sinistros recuperados acima de 50 000 euros ocorreu nos Estados do Golfo. Aqui, a dimens\u00e3o m\u00e9dia dos sinistros \u00e9 quatro vezes superior \u00e0 m\u00e9dia mundial.<\/p>\n<p>Embora o volume de casos possa ser menor, o seu impacto financeiro \u00e9 substancial, o que torna absolutamente essencial um tratamento local correto.<\/p>\n<hr \/>\n<h2>As ac\u00e7\u00f5es judiciais n\u00e3o s\u00e3o iguais em todo o lado<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2438\" src=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Legal-action-isnt-equal-everywhere.jpeg\" alt=\"\" width=\"1536\" height=\"1024\" srcset=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Legal-action-isnt-equal-everywhere.jpeg 1536w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Legal-action-isnt-equal-everywhere-300x200.jpeg 300w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Legal-action-isnt-equal-everywhere-1024x683.jpeg 1024w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Legal-action-isnt-equal-everywhere-768x512.jpeg 768w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Legal-action-isnt-equal-everywhere-18x12.jpeg 18w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/><\/p>\n<p><strong>Alguns tribunais s\u00e3o mais lentos do que outros.<\/strong><\/p>\n<p>Dois dos pa\u00edses mais dif\u00edceis para a escalada legal s\u00e3o <a href=\"https:\/\/oddcoll.com\/pt\/cobranca-de-dividas\/arabia-saudita\/\">Ar\u00e1bia Saudita<\/a> e <a href=\"https:\/\/oddcoll.com\/pt\/cobranca-de-dividas\/india\/\">\u00cdndia<\/a>. A complexidade dos procedimentos, os prazos e a imprevisibilidade da aplica\u00e7\u00e3o da lei implicam que as ac\u00e7\u00f5es judiciais devem ser cuidadosamente avaliadas antes de serem intentadas.<\/p>\n<p>A estrat\u00e9gia \u00e9 mais importante do que a for\u00e7a.<\/p>\n<hr \/>\n<h2>Espanha: pensar duas vezes se o tempo \u00e9 importante<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2439\" src=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Spain-think-twice-if-time-matters.jpeg\" alt=\"\" width=\"1536\" height=\"1024\" srcset=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Spain-think-twice-if-time-matters.jpeg 1536w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Spain-think-twice-if-time-matters-300x200.jpeg 300w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Spain-think-twice-if-time-matters-1024x683.jpeg 1024w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Spain-think-twice-if-time-matters-768x512.jpeg 768w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Spain-think-twice-if-time-matters-18x12.jpeg 18w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/><\/p>\n<p><strong>Se precisa de fluxo de caixa em breve, escolha sabiamente.<\/strong><\/p>\n<p>Em <a href=\"https:\/\/oddcoll.com\/pt\/cobranca-de-dividas\/espanha\/\">Espanha<\/a>, No entanto, os processos judiciais de cobran\u00e7a de d\u00edvidas excedem frequentemente 12 meses. Se o seu objetivo \u00e9 recuperar fundos no pr\u00f3ximo ano, deve geralmente evitar-se a a\u00e7\u00e3o judicial, a menos que a dimens\u00e3o do cr\u00e9dito justifique claramente o atraso.<\/p>\n<p>As solu\u00e7\u00f5es extrajudiciais continuam a ser a via mais r\u00e1pida na maioria dos casos.<\/p>\n<hr \/>\n<h2>Casos mais antigos = maior recupera\u00e7\u00e3o<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2440\" src=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Earlier-cases-higher-recovery.jpg\" alt=\"\" width=\"1536\" height=\"1024\" srcset=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Earlier-cases-higher-recovery.jpg 1536w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Earlier-cases-higher-recovery-300x200.jpg 300w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Earlier-cases-higher-recovery-1024x683.jpg 1024w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Earlier-cases-higher-recovery-768x512.jpg 768w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Earlier-cases-higher-recovery-18x12.jpg 18w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/><\/p>\n<p><strong>O rel\u00f3gio come\u00e7a a contar na data de vencimento.<\/strong><\/p>\n<p>Os nossos dados s\u00e3o claros: quanto mais cedo um processo for apresentado ap\u00f3s o vencimento da fatura, maior \u00e9 a probabilidade de recupera\u00e7\u00e3o. Os atrasos enfraquecem a alavancagem, permitem o agravamento dos lit\u00edgios e reduzem a capacidade de resposta do devedor.<\/p>\n<p>A a\u00e7\u00e3o precoce n\u00e3o \u00e9 agressiva - \u00e9 inteligente.<\/p>\n<hr \/>\n<h2>Os clientes activos pagam mais vezes<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2441\" src=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Active-customers-pay-more-often.jpg\" alt=\"\" width=\"1536\" height=\"1024\" srcset=\"https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Active-customers-pay-more-often.jpg 1536w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Active-customers-pay-more-often-300x200.jpg 300w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Active-customers-pay-more-often-1024x683.jpg 1024w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Active-customers-pay-more-often-768x512.jpg 768w, https:\/\/oddcoll.com\/wp-content\/uploads\/2025\/12\/Active-customers-pay-more-often-18x12.jpg 18w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/><\/p>\n<p><strong>As rela\u00e7\u00f5es s\u00e3o importantes.<\/strong><\/p>\n<p>Se o devedor ainda for um cliente ativo, as hip\u00f3teses de recupera\u00e7\u00e3o aumentam significativamente em compara\u00e7\u00e3o com os casos em que a rela\u00e7\u00e3o comercial j\u00e1 terminou. Os la\u00e7os comerciais em curso criam press\u00f5es, incentivos e considera\u00e7\u00f5es de reputa\u00e7\u00e3o que funcionam a seu favor.<\/p>\n<p>A cobran\u00e7a de d\u00edvidas funciona melhor quando apoia - e n\u00e3o destr\u00f3i - as rela\u00e7\u00f5es comerciais.<\/p>\n<hr \/>\n<h2>Uma conclus\u00e3o do Oddcoll Wrapped 2025<\/h2>\n<p><a href=\"https:\/\/oddcoll.com\/pt\/noticias-e-publicacoes\/principais-tendencias-cobranca-internacional-de-dividas\/\">Cobran\u00e7a internacional de d\u00edvidas<\/a> n\u00e3o tem apenas a ver com a geografia. Tem a ver com o tempo, a estrat\u00e9gia, a experi\u00eancia local e a compreens\u00e3o do comportamento humano por detr\u00e1s dos n\u00fameros.<\/p>\n<p>E os dados confirmam-no - mais uma vez.<\/p>\n<p>Quer ver como estas informa\u00e7\u00f5es se aplicam \u00e0s suas facturas n\u00e3o pagas? Saiba mais sobre <a href=\"https:\/\/oddcoll.com\/pt\/como-funciona\/\">como funciona a cobran\u00e7a de d\u00edvidas<\/a> em Oddcoll e se precisar de <a href=\"\/pt\/cobranca-de-dividas\/\">cobran\u00e7a de d\u00edvidas<\/a>, n\u00e3o hesite em <a href=\"https:\/\/oddcoll.com\/pt\/contactar-nos\/\">contactar-nos<\/a> hoje.<\/p>","protected":false},"excerpt":{"rendered":"<p>Global debt collection, decoded. Every year, we analyze thousands of international debt collection cases across markets, industries, and jurisdictions. Oddcoll Wrapped 2025 is our way of opening the books and sharing the patterns, insights, and hard truths behind cross-border debt recovery. No fluff. Just data, experience, and what actually works. 9 years in a row: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2432,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2414","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-and-publications"],"acf":[],"_links":{"self":[{"href":"https:\/\/oddcoll.com\/pt\/wp-json\/wp\/v2\/posts\/2414","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oddcoll.com\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/oddcoll.com\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/oddcoll.com\/pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/oddcoll.com\/pt\/wp-json\/wp\/v2\/comments?post=2414"}],"version-history":[{"count":0,"href":"https:\/\/oddcoll.com\/pt\/wp-json\/wp\/v2\/posts\/2414\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oddcoll.com\/pt\/wp-json\/wp\/v2\/media\/2432"}],"wp:attachment":[{"href":"https:\/\/oddcoll.com\/pt\/wp-json\/wp\/v2\/media?parent=2414"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/oddcoll.com\/pt\/wp-json\/wp\/v2\/categories?post=2414"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/oddcoll.com\/pt\/wp-json\/wp\/v2\/tags?post=2414"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}