{"id":563,"date":"2025-05-23T12:42:08","date_gmt":"2025-05-23T10:42:08","guid":{"rendered":"https:\/\/oddcoll.com\/debt-collection\/united-states\/"},"modified":"2026-04-14T15:32:46","modified_gmt":"2026-04-14T13:32:46","slug":"amerikas-savienotas-valstis","status":"publish","type":"debt-collection","link":"https:\/\/oddcoll.com\/lv\/debt-collection\/united-states\/","title":{"rendered":"Amerikas Savienot\u0101s Valstis"},"content":{"rendered":"<h2>Ekspertu par\u0101du piedzi\u0146a Amerikas Savienotaj\u0101s Valst\u012bs<\/h2>\n<p>Vai jums ir neapmaks\u0101ts ASV klienta r\u0113\u0137ins? M\u0113s varam \u0101tri un efekt\u012bvi pal\u012bdz\u0113t jums ar par\u0101du piedzi\u0146u ASV. Lasiet t\u0101l\u0101k, lai uzzin\u0101tu, k\u0101 darbojas m\u016bsu process.<\/p>\n<h2>K\u0101 m\u0113s jums pal\u012bdzam ar par\u0101du piedzi\u0146u ASV<\/h2>\n<p>Oddcoll ir <a href=\"https:\/\/oddcoll.com\/lv\/starptautiska-paradu-piedzina\/\">starptautiska par\u0101du piedzi\u0146a<\/a> platforma, kas izstr\u0101d\u0101ta, lai pal\u012bdz\u0113tu uz\u0146\u0113mumiem atg\u016bt nesamaks\u0101tos r\u0113\u0137inus vis\u0101 pasaul\u0113. M\u0113s sadarbojamies ar visaugst\u0101k nov\u0113rt\u0113tu viet\u0113jo par\u0101du piedzi\u0146as a\u0123ent\u016bru, lai nodro\u0161in\u0101tu, ka j\u016bsu par\u0101di tiek piedz\u012bti taj\u0101 pa\u0161\u0101 valst\u012b, kur\u0101 atrodas j\u016bsu par\u0101dnieks.<\/p>\n<p><strong>Darba s\u0101k\u0161ana ir vienk\u0101r\u0161a:<\/strong><\/p>\n<ol>\n<li>Izveidojiet bezmaksas Oddcoll kontu.<\/li>\n<li>Aug\u0161upiel\u0101d\u0113jiet neapmaks\u0101to ASV r\u0113\u0137inu.<\/li>\n<li>M\u016bsu ASV par\u0101du piedzi\u0146as partneris nekav\u0113joties s\u0101k piedzi\u0146as procesu.<\/li>\n<\/ol>\n<p>Veicot par\u0101du piedzi\u0146u no Amerikas uz\u0146\u0113muma, ir svar\u012bgi izmantot ASV re\u0123istr\u0113tu par\u0101du piedzi\u0146as a\u0123ent\u016bru. Likumi da\u017e\u0101dos \u0161tatos at\u0161\u0137iras, t\u0101p\u0113c viet\u0113j\u0101s zin\u0101\u0161anas iev\u0113rojami palielina j\u016bsu izredzes g\u016bt pan\u0101kumus.<\/p>\n<p>L\u012bdz\u012bgi k\u0101 <a href=\"https:\/\/oddcoll.com\/lv\/paradu-piedzina\/eiropa\/\">par\u0101du piedzi\u0146a Eirop\u0101<\/a>, ja ir nepiecie\u0161ama tiesved\u012bba, t\u0101 j\u0101veic taj\u0101 pa\u0161\u0101 valst\u012b, kur\u0101 atrodas par\u0101dnieks. Ar m\u016bsu partneru starpniec\u012bbu m\u0113s varam veikt juridisku par\u0101du piedzi\u0146u visos 50 ASV \u0161tatos.<\/p>\n<hr \/>\n<h2>M\u016bsu par\u0101du piedzi\u0146as a\u0123ent\u016bra ASV<\/h2>\n<p>Amerikas Savienotaj\u0101s Valst\u012bs Oddcoll sadarbojas ar uzticamu valsts par\u0101du piedzi\u0146as a\u0123ent\u016bru, kas specializ\u0113jas. <a href=\"https:\/\/oddcoll.com\/lv\/komercialo-paradu-piedzina\/\">komerci\u0101lo par\u0101du piedzi\u0146a<\/a>. Kad esat aug\u0161upiel\u0101d\u0113jis r\u0113\u0137inus Oddcoll platform\u0101, t\u0101 veiks atg\u016b\u0161anu lok\u0101li.<\/p>\n<h3>Par m\u016bsu ASV partneri<\/h3>\n<p>T\u0101 ir ASV par\u0101du piedzi\u0146as a\u0123ent\u016bra, kas galvenok\u0101rt darbojas uz neparedz\u0113tu atl\u012bdz\u012bbu pamata, t. i., vi\u0146i sa\u0146em samaksu tikai tad, ja j\u016bs izpild\u0101t savus pien\u0101kumus.<\/p>\n<p><b>Galvenie fakti:<\/b><\/p>\n<ul>\n<li>99% ie\u0146\u0113mumu n\u0101k no veiksm\u012bgi atg\u016btiem par\u0101diem.<\/li>\n<li>Koncentr\u0113jas uz Zieme\u013cameriku un ASV teritorij\u0101m.<\/li>\n<li>Uzman\u012bgi cen\u0161amies maksim\u0101li palielin\u0101t klientu pe\u013c\u0146u un nodro\u0161in\u0101t izcilu klientu apkalpo\u0161anu.<\/li>\n<\/ul>\n<hr \/>\n<h2>Par\u0101du piedzi\u0146as process Amerikas Savienotaj\u0101s Valst\u012bs<\/h2>\n<p>Par\u0101du piedzi\u0146u ASV parasti s\u0101k, kad standarta iek\u0161\u0113jie piedzi\u0146as centieni ir biju\u0161i nesekm\u012bgi. ABSC iev\u0113ro p\u0101rbaud\u012btu, p\u0101rredzamu procesu:<\/p>\n<ol>\n<li><b>Konta verifik\u0101cija<\/b> - Par\u0101da inform\u0101cijas p\u0101rskat\u012b\u0161ana un apstiprin\u0101\u0161ana.<\/li>\n<li><b>P\u0113tniec\u012bba un nov\u0113rt\u0113\u0161ana<\/b> - uz\u0146\u0113muma \u012bpa\u0161umties\u012bbu un publisko re\u0123istru p\u0101rbaude.<\/li>\n<li><b>S\u0101kotn\u0113jais piepras\u012bjums<\/b> - Pirm\u0101 ofici\u0101l\u0101 maks\u0101juma piepras\u012bjuma izdo\u0161ana.<\/li>\n<li><b>Sarunas<\/b> - Izp\u0113t\u012bt atmaksas iesp\u0113jas un risin\u0101t str\u012bdus.<\/li>\n<li><b>Izmekl\u0113\u0161ana<\/b> - Ja par\u0101dnieks neatbild, izp\u0113tiet licences, finan\u0161u datus un atbild\u012bg\u0101s personas.<\/li>\n<li><b>Tiesved\u012bbu p\u0101rskat\u012b\u0161ana<\/b> - P\u0113c 90 dien\u0101m, kad iekas\u0113\u0161anas darbs ir pabeigts, tiek izv\u0113rt\u0113ti gad\u012bjumi, kas nav atrisin\u0101ti, un tiek ierosin\u0101ta iesp\u0113jama tiesved\u012bba.<\/li>\n<\/ol>\n<h3>Par\u0101du mierizl\u012bgums Amerikas Savienotaj\u0101s Valst\u012bs<\/h3>\n<p>Izl\u012bguma posm\u0101 galven\u0101 uzman\u012bba tiek piev\u0113rsta jaut\u0101juma atrisin\u0101\u0161anai bez tiesved\u012bbas. Tas ietver struktur\u0113tus turpm\u0101kus pas\u0101kumus un atg\u0101din\u0101jumus par maks\u0101jumiem, p\u0101rredzamu sazi\u0146u ar ab\u0101m pus\u0113m un savlaic\u012bgus p\u0101rbaudes punktus, lai nov\u0113rt\u0113tu par\u0101dnieka atsauc\u012bbu.<\/p>\n<h3>Juridisk\u0101 par\u0101du piedzi\u0146a Amerikas Savienotaj\u0101s Valst\u012bs<\/h3>\n<p>Ja lieta non\u0101k l\u012bdz tiesai, ABSC juridiskie koordinatori vada procesu, izmantojot advok\u0101tu t\u012bklu vis\u0101s 50 valst\u012bs. Klienti g\u016bst labumu no:<\/p>\n<ul>\n<li>Centraliz\u0113ta juridisko darb\u012bbu koordin\u0113\u0161ana.<\/li>\n<li>Ekspertu veikta katra faila p\u0101rvald\u012bba, lai samazin\u0101tu administrat\u012bv\u0101 darba slodzi.<\/li>\n<li>Piln\u012bga izmaksu uzraudz\u012bba un p\u0101rredzami zi\u0146ojumi.<\/li>\n<\/ul>\n<p><b>K\u0101 notiek tiesved\u012bba:<\/b><\/p>\n<ol>\n<li>Tiek sagatavots par\u0101dnieka finan\u0161u profils.<\/li>\n<li>Ja tas ir dz\u012bvotsp\u0113j\u012bgs, par\u0101dniekam tiek dota p\u0113d\u0113j\u0101 iesp\u0113ja pan\u0101kt izl\u012bgumu.<\/li>\n<li>Ar klienta piekri\u0161anu s\u0101kas tiesved\u012bba.<\/li>\n<li>Klienti tiek past\u0101v\u012bgi inform\u0113ti par jaun\u0101ko inform\u0101ciju, un, ja iesp\u0113jams, tiek m\u0113\u0123in\u0101ts pan\u0101kt \u0101tru spriedumu, izmantojot aizmugurisku spriedumu vai sa\u012bsin\u0101tus pieteikumus.<\/li>\n<\/ol>\n<p>Ja tiesved\u012bba nav finansi\u0101li izdev\u012bga, ABSC iesaka to neturpin\u0101t, nodro\u0161inot, ka klienti pie\u0146em inform\u0113tus l\u0113mumus.<\/p>\n<h3>Juridisko izdevumu atg\u016b\u0161ana p\u0113c veiksm\u012bgas lietas<\/h3>\n<p>Katr\u0101 ASV \u0161tat\u0101 ir savi noteikumi par procentu, soda naudu un advok\u0101ta honor\u0101ru piedzi\u0146u. Parasti uzvar\u0113t\u0101ja puse var piepras\u012bt tiesai iek\u013caut:<\/p>\n<ul>\n<li>Par\u0101da pamatsumma.<\/li>\n<li>papildu izmaksas, procenti un sapr\u0101t\u012bgi tiesas izdevumi, ja tie ir pamatoti un pier\u0101d\u012bti k\u0101 taisn\u012bgi.<\/li>\n<\/ul>\n<hr \/>\n<h2>Par\u0101du piedzi\u0146a Amerikas Savienotaj\u0101s Valst\u012bs: P\u0101rskats<\/h2>\n<h3>Par\u0101du piedzi\u0146as v\u0113sture ASV<\/h3>\n<p>V\u0113sturiski ASV par\u0101du piedzi\u0146a bija skarba un nepiedodo\u0161a. Par\u0101dnieki, kas nesp\u0113ja atmaks\u0101t aizdevumus, un pat vi\u0146u \u0123imenes var\u0113ja non\u0101kt par\u0101du verdz\u012bb\u0101, l\u012bdz kreditors ar darbu atguva savus zaud\u0113jumus.<\/p>\n<p>Agr\u0101kajos gadsimtos:<\/p>\n<ul>\n<li>Nesamaks\u0101tos par\u0101dus var nodot par\u0101dnieka mantiniekiem.<\/li>\n<li>Par\u0101dnieku cietumus izmantoja, lai tur\u0113tu personas, l\u012bdz vi\u0146u \u0123imenes atmaks\u0101ja par\u0101du.<\/li>\n<li>P\u0113c tam, kad \u0161ie cietumi tika atcelti, tika uzs\u0101kta ap\u0137\u012bl\u0101\u0161ana un akt\u012bvu arests (t.s. <i>izpilde<\/i>) k\u013cuva par izplat\u012bt\u0101m par\u0101du atg\u016b\u0161anas metod\u0113m.<\/li>\n<\/ul>\n<p>Par laimi, \u0161\u0101da prakse tagad ir nelikum\u012bga. M\u016bsdienu ASV par\u0101du piedzi\u0146as likumi aizsarg\u0101 par\u0101dniekus un reglament\u0113 kreditoru un a\u0123ent\u016bru r\u012bc\u012bbu.<\/p>\n<h3>M\u016bsdienu par\u0101du piedzi\u0146as likumi ASV<\/h3>\n<p>M\u016bsdien\u0101s par\u0101du piedzi\u0146u ASV stingri regul\u0113 gan feder\u0101lie, gan \u0161tatu likumi. \u0160o ties\u012bbu aktu m\u0113r\u0137is ir pan\u0101kt l\u012bdzsvaru starp kreditora ties\u012bb\u0101m un par\u0101dnieka aizsardz\u012bbu.<\/p>\n<p>Galvenie punkti:<\/p>\n<ul>\n<li>Katr\u0101 \u0161tat\u0101 ir savi par\u0101du piedzi\u0146as likumi, kas var b\u016bt stingr\u0101ki nek\u0101 feder\u0101lie noteikumi.<\/li>\n<li>Vienm\u0113r ir piem\u0113rojami stingr\u0101ki likumi - feder\u0101lie vai \u0161tata.<\/li>\n<li>Gan \u0161tatu, gan feder\u0101l\u0101 vald\u012bba uzrauga atbilst\u012bbu, lai nov\u0113rstu \u013caunpr\u0101t\u012bgu izmanto\u0161anu vai uzm\u0101k\u0161anos.<\/li>\n<\/ul>\n<h3>Pirm\u0101s puses un tre\u0161\u0101s puses par\u0101du piedzi\u0146a<\/h3>\n<p>Amerikas Savienotaj\u0101s Valst\u012bs ir divi galvenie par\u0101du piedzi\u0146as pakalpojumu veidi:<\/p>\n<ol>\n<li><b> Pirm\u0101s puses par\u0101du piedzi\u0146a. <\/b>Tas ir tad, ja piedzi\u0146u p\u0101rvalda kreditora iek\u0161\u0113jais departaments. Kreditors tie\u0161i sazin\u0101s ar par\u0101dnieku, lai atg\u016btu nesamaks\u0101to summu. Ja noteikt\u0101 termi\u0146\u0101 tas nav izdevies, lieta tiek nodota tre\u0161\u0101s puses piedzi\u0146as a\u0123ent\u016brai.<\/li>\n<li><b> Tre\u0161o personu par\u0101du piedzi\u0146a. <\/b>Tre\u0161\u0101s puses par\u0101du piedzi\u0146as a\u0123ent\u016bra nav s\u0101kotn\u0113j\u0101 kred\u012btl\u012bguma puse. Kreditori v\u0113r\u0161as pie \u0161\u012bm a\u0123ent\u016br\u0101m, ja iek\u0161\u0113jie centieni ir biju\u0161i nesekm\u012bgi. Parasti t\u0101s darbojas, pamatojoties uz neparedz\u0113tu atl\u012bdz\u012bbu, kas noz\u012bm\u0113, ka kreditors neko nemaks\u0101 avans\u0101, bet a\u0123ent\u016bra patur nol\u012bgto procentu\u0101lo da\u013cu no veiksm\u012bgi atg\u016bt\u0101s summas. Procentu\u0101l\u0101 maksa ir atkar\u012bga no t\u0101diem faktoriem k\u0101 par\u0101da vecums, veids un piedzi\u0146as gr\u016bt\u012bbas.<\/li>\n<\/ol>\n<h3>Tiesiskais regul\u0113jums: God\u012bgas par\u0101du iekas\u0113\u0161anas prakses likums (FDCPA)<\/h3>\n<p>Amerikas Savienotaj\u0101s Valst\u012bs visus tre\u0161o personu par\u0101du iekas\u0113t\u0101jus reglament\u0113 1977. gada Likums par god\u012bgu par\u0101du iekas\u0113\u0161anas praksi (Fair Debt Collection Practices Act, FDCPA). \u0160is likums nosaka, k\u0101das darb\u012bbas piedzi\u0146as a\u0123ent\u016bras dr\u012bkst un k\u0101das nedr\u012bkst veikt.<\/p>\n<p><b>Galvenie FDCPA noteikumi ir \u0161\u0101di:<\/b><\/p>\n<ul>\n<li><b>Kontaktstundas:<\/b> Kolekcion\u0101ri var zvan\u012bt tikai no plkst. 8.00 l\u012bdz 21.00.<\/li>\n<li><b>Advok\u0101ta p\u0101rst\u0101v\u012bba:<\/b> Ja par\u0101dniekam ir advok\u0101ts, visa sazi\u0146a j\u0101veic ar \u0161\u012b advok\u0101ta starpniec\u012bbu.<\/li>\n<li><b>Par\u0101da p\u0101rbaude:<\/b> P\u0113c rakstiska piepras\u012bjuma par\u0101du piedzin\u0113jam 30 dienu laik\u0101 ir j\u0101nos\u016bta pier\u0101d\u012bjumi par par\u0101du un \u0161aj\u0101 laik\u0101 j\u0101p\u0101rtrauc jebk\u0101di kontakti.<\/li>\n<li><b>Konfidencialit\u0101tes aizsardz\u012bba:<\/b> A\u0123ent\u016bras nedr\u012bkst izpaust inform\u0101ciju par par\u0101du tre\u0161aj\u0101m person\u0101m, piem\u0113ram, draugiem vai kaimi\u0146iem, iz\u0146emot gad\u012bjumus, kad to dara, lai atrastu par\u0101dnieku.<\/li>\n<li><b>Identifik\u0101cijas pras\u012bbas:<\/b> Par\u0101du piedzin\u0113jiem ir skaidri j\u0101nor\u0101da savs v\u0101rds un a\u0123ent\u016bras nosaukums, ka tie ir par\u0101du piedzin\u0113ji, kreditora nosaukums un adrese, k\u0101 ar\u012b par\u0101dnieka ties\u012bbas apstr\u012bd\u0113t par\u0101du (809. pants).<\/li>\n<\/ul>\n<p>\u0160ie noteikumi nodro\u0161ina p\u0101rredzam\u012bbu, profesionalit\u0101ti un par\u0101dnieku aizsardz\u012bbu vis\u0101s ASV par\u0101du piedzi\u0146as darb\u012bb\u0101s.<\/p>\n<h3>Par\u0101du piedzi\u0146as noilgums ASV<\/h3>\n<p>Port\u0101ls <a href=\"https:\/\/www.justice.gov\/archives\/jm\/criminal-resource-manual-650-length-limitations-period\" target=\"_blank\" rel=\"noopener\">Noilguma termi\u0146\u0161<\/a> nosaka maksim\u0101lo termi\u0146u, kur\u0101 kreditors var uzs\u0101kt tiesved\u012bbu, lai atg\u016btu par\u0101du. Kad \u0161is laiks ir beidzies, par\u0101ds noilgst, un tas noz\u012bm\u0113, ka par\u0101dnieku nevar ies\u016bdz\u0113t ties\u0101, lai gan par\u0101ds joproj\u0101m var past\u0101v\u0113t.<\/p>\n<p>Da\u017ek\u0101rt par\u0101du piedzin\u0113ji m\u0113\u0123ina atjaunot vai pagarin\u0101t noilguma termi\u0146u, piem\u0113ram, ja par\u0101dnieks atz\u012bst par\u0101du vai veic da\u013c\u0113ju maks\u0101jumu.<\/p>\n<h3>Par\u0101du pirc\u0113ji un nenomaks\u0101tu par\u0101du p\u0101rdo\u0161ana ASV<\/h3>\n<p>Ja piedzi\u0146as centieni ir nesekm\u012bgi, kreditori var p\u0101rdot par\u0101dus tre\u0161o pu\u0161u par\u0101du pirc\u0113jiem par nelielu da\u013cu no to s\u0101kotn\u0113j\u0101s v\u0113rt\u012bbas. \u0160\u012b prakse \u013cauj kreditoriem:<\/p>\n<ul>\n<li>Samazin\u0101t finansi\u0101los zaud\u0113jumus.<\/li>\n<li>Sa\u0146emiet t\u016bl\u012bt\u0113ju, lai gan maz\u0101ku maks\u0101jumu.<\/li>\n<li>nodot iekas\u0113\u0161anas risku un darba slodzi citam uz\u0146\u0113mumam.<\/li>\n<\/ul>\n<p>P\u0113c tam par\u0101du pirc\u0113ji turpina centienus atg\u016bt maks\u0101jumu. \u0160o uz\u0146\u0113mumu uz\u0146\u0113m\u0113jdarb\u012bbas modelis balst\u0101s uz iesp\u0113ju, ka laika gait\u0101 da\u017ei par\u0101dnieki var atg\u016bt sp\u0113ju maks\u0101t, \u013caujot pirc\u0113jam nopeln\u012bt vair\u0101k, nek\u0101 tas s\u0101kotn\u0113ji izt\u0113r\u0113jis par\u0101du ieg\u0101dei.<\/p>\n<hr \/>\n<h2>Uzs\u0101ciet par\u0101du piedzi\u0146u ASV jau \u0161odien!<\/h2>\n<p>Vietn\u0113 Oddcoll m\u0113s varam pal\u012bdz\u0113t ar par\u0101du piedzi\u0146u ASV.<\/p>\n<p>Aug\u0161upiel\u0101d\u0113jiet savu piepras\u012bjumu un s\u0101ciet darbu jau \u0161odien vai <a href=\"https:\/\/oddcoll.com\/lv\/sazinieties-ar-mums\/\">sazinieties ar mums<\/a> ja jums ir k\u0101di jaut\u0101jumi.<\/p>","protected":false},"featured_media":1699,"parent":0,"template":"","meta":{"_acf_changed":false},"continent":[29],"class_list":["post-563","debt-collection","type-debt-collection","status-publish","has-post-thumbnail","hentry","continent-north-america"],"acf":[],"_links":{"self":[{"href":"https:\/\/oddcoll.com\/lv\/wp-json\/wp\/v2\/debt-collection\/563","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oddcoll.com\/lv\/wp-json\/wp\/v2\/debt-collection"}],"about":[{"href":"https:\/\/oddcoll.com\/lv\/wp-json\/wp\/v2\/types\/debt-collection"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oddcoll.com\/lv\/wp-json\/wp\/v2\/media\/1699"}],"wp:attachment":[{"href":"https:\/\/oddcoll.com\/lv\/wp-json\/wp\/v2\/media?parent=563"}],"wp:term":[{"taxonomy":"continent","embeddable":true,"href":"https:\/\/oddcoll.com\/lv\/wp-json\/wp\/v2\/continent?post=563"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}