{"id":524,"date":"2025-05-23T12:41:34","date_gmt":"2025-05-23T10:41:34","guid":{"rendered":"https:\/\/oddcoll.com\/debt-collection\/finland\/"},"modified":"2026-01-12T09:30:38","modified_gmt":"2026-01-12T07:30:38","slug":"somija","status":"publish","type":"debt-collection","link":"https:\/\/oddcoll.com\/lv\/debt-collection\/finland\/","title":{"rendered":"Somija"},"content":{"rendered":"<div class=\"et_pb_module et_pb_text et_pb_text_3 et_pb_text_align_left et_pb_bg_layout_light\">\n<div class=\"et_pb_text_inner\">\n<h2>Ekspertu par\u0101du piedzi\u0146a Somij\u0101<\/h2>\n<p>Somija ir uzticams tirdzniec\u012bbas partneris, kas paz\u012bstams ar stabilu ekonomiku, p\u0101rredzamu uz\u0146\u0113m\u0113jdarb\u012bbas vidi un \u0101tru maks\u0101jumu veik\u0161anu. Tom\u0113r, ja Somijas klients nesp\u0113j samaks\u0101t, jums ir j\u0101iev\u0113ro Somijas par\u0101du <a href=\"https:\/\/oddcoll.com\/lv\/paradu-piedzina\/\">iekas\u0113\u0161anas ties\u012bbu akti<\/a>. Tie\u0161i \u0161aj\u0101 gad\u012bjum\u0101 var pal\u012bdz\u0113t par\u0101du piedzi\u0146a Somij\u0101 ar Oddcoll starpniec\u012bbu.<\/p>\n<p>Oddcoll padara starptautisko par\u0101du piedzi\u0146u vienk\u0101r\u0161u, tie\u0161i savienojot j\u016bs ar viet\u0113jo par\u0101du piedzi\u0146as a\u0123ent\u016bru Somij\u0101, kas p\u0101rzina valsts ties\u012bbu aktus un maks\u0101jumu praksi.<\/p>\n<hr \/>\n<h2>Oddcoll par\u0101du piedzi\u0146as pakalpojumi Somij\u0101<\/h2>\n<p>Oddcoll ir <a href=\"https:\/\/oddcoll.com\/lv\/starptautiska-paradu-piedzina\/\">starptautiska par\u0101du piedzi\u0146a<\/a> platforma, kas sadarbojas ar uzticam\u0101m par\u0101du piedzi\u0146as a\u0123ent\u016br\u0101m un advok\u0101tu birojiem vis\u0101 pasaul\u0113, tostarp ekspertu par\u0101du piedzi\u0146as a\u0123ent\u016br\u0101m Somij\u0101. M\u0113s r\u016bp\u012bgi izv\u0113lamies savus Somijas partnerus, pamatojoties uz to profesionalit\u0101ti, atbilst\u012bbu un pier\u0101d\u012btiem pan\u0101kumiem.<\/p>\n<h3>K\u0101p\u0113c izv\u0113l\u0113ties Oddcoll par\u0101du piedzi\u0146ai Somij\u0101?<\/h3>\n<ul>\n<li>Piek\u013cuve p\u0101rbaud\u012btiem viet\u0113jiem ekspertiem, kas p\u0101rzina Somijas piedzi\u0146as ties\u012bbu aktus.<\/li>\n<li>P\u0101rredzama, bez atl\u012bdz\u012bbas un bez maksas (iz\u0146emot tiesved\u012bbu).<\/li>\n<li>Efekt\u012bva sazi\u0146a un personiska apkalpo\u0161ana no s\u0101kuma l\u012bdz beig\u0101m.<\/li>\n<li>\u0100tr\u0101ka piedzi\u0146a, pateicoties tie\u0161am kontaktam ar Somijas par\u0101dniekiem.<\/li>\n<\/ul>\n<p>Ja j\u016bsu uz\u0146\u0113mumam Somij\u0101 ir par\u0101ds, varat viegli uzs\u0101kt lietu tie\u0161saist\u0113. Par\u0101du piedzi\u0146as procesa ilgums Somij\u0101 ir atkar\u012bgs no t\u0101diem faktoriem k\u0101 par\u0101dnieka atsauc\u012bba un tas, vai ir nepiecie\u0161ama tiesved\u012bba. Vairum\u0101 gad\u012bjumu m\u016bsu partneris pan\u0101k maks\u0101jumu bez tiesas iesaist\u012b\u0161anas.<\/p>\n<hr \/>\n<h2>M\u016bsu viet\u0113j\u0101 par\u0101du piedzi\u0146as a\u0123ent\u016bra Somij\u0101<\/h2>\n<p>L\u012bdz\u012bgi k\u0101 citur Eirop\u0101, probl\u0113mas rodas, ja par\u0101dus nevar nok\u0101rtot br\u012bvpr\u0101t\u012bgi. Juridisk\u0101s proced\u016bras var b\u016bt laikietilp\u012bgas, un atg\u016b\u0161ana p\u0113c tiesas procesa ne vienm\u0113r ir garant\u0113ta.<\/p>\n<p>M\u016bsu izv\u0113l\u0113tais Somijas partneris ir <a href=\"https:\/\/perintaritari.fi\/in-english\/\" target=\"_blank\" rel=\"noopener\">Perint\u00e4ritari Oy<\/a>, kas ir vado\u0161\u0101 par\u0101du piedzi\u0146as a\u0123ent\u016bra Somij\u0101, kura past\u0101v\u012bgi nodro\u0161ina teicamus piedzi\u0146as rezult\u0101tus un klientu apmierin\u0101t\u012bbu. T\u0101 specializ\u0113jas <a href=\"https:\/\/oddcoll.com\/lv\/komercialo-paradu-piedzina\/\">komerci\u0101lo par\u0101du piedzi\u0146a<\/a> un ir Somijas Par\u0101du piedzi\u0146as asoci\u0101cijas biedri.<\/p>\n<p>Vi\u0146i p\u0101rvalda visas Oddcoll lietas Somij\u0101, koncentr\u0113joties uz personisku apkalpo\u0161anu un augstiem atg\u016b\u0161anas r\u0101d\u012bt\u0101jiem.<\/p>\n<h3>Par Perint\u00e4ritari Oy<\/h3>\n<p>\u201cM\u0113s esam \u0123imenes uz\u0146\u0113mums, kas pirms 27 gadiem s\u0101k\u0101s k\u0101 viena cilv\u0113ka uz\u0146\u0113mums un kop\u0161 2017. gada ir nep\u0101rtraukti audzis. M\u0113s pal\u012bdzam uz\u0146\u0113mumiem atg\u016bt par\u0101dus, vienlaikus uzlabojot to naudas pl\u016bsmu un kred\u012btu p\u0101rvald\u012bbu. M\u016bsu m\u0113r\u0137is ir k\u013c\u016bt par Somijas uzticam\u0101ko partneri kred\u012btu p\u0101rvald\u012bbas un par\u0101du piedzi\u0146as jom\u0101.\u201d<\/p>\n<h3>Ko var sagaid\u012bt kreditori<\/h3>\n<p>Uz\u0146\u0113mums sasniedza 50% gada izaugsmi, pier\u0101dot, ka t\u0101 r\u016bp\u012bg\u0101, uz kvalit\u0101ti orient\u0113t\u0101 pieeja ir v\u0113rt\u012bga. Ar Perint\u00e4ritari Oy klienti g\u016bst labumu no:<\/p>\n<ul>\n<li>Personiska apkalpo\u0161ana - nek\u0101du zvanu centru, tikai tie\u0161a sazi\u0146a ar cilv\u0113kiem, kas nodarbojas ar j\u016bsu lietu.<\/li>\n<li>Proakt\u012bva pieeja - katrs par\u0101dnieks sa\u0146em divus rakstiskus atg\u0101din\u0101jumus un telefona zvanu, kas iev\u0113rojami uzlabo piedzi\u0146as r\u0101d\u012bt\u0101jus.<\/li>\n<li>P\u0101rredzama cenu noteik\u0161ana - <a href=\"https:\/\/perintaritari.com\/hinnasto\/\" target=\"_blank\" rel=\"noopener\">tie\u0161saistes kalkulators<\/a> prec\u012bzi par\u0101da, cik tie\u0161i j\u016bs maks\u0101siet.<\/li>\n<li>Bezriska par\u0101du piedzi\u0146a - nav iepriek\u0161\u0113jas maksas, iz\u0146emot juridisk\u0101s izmaksas, un nav j\u0101maks\u0101, ja piedzi\u0146a neizdodas.<\/li>\n<li>Skaidri sadal\u012bta komanda, kur\u0101 Juha ir atbild\u012bgs par p\u0101rdo\u0161anu un m\u0101rketingu, bet Jussi - par administr\u0113\u0161anu un par\u0101du piedzi\u0146u.<\/li>\n<\/ul>\n<hr \/>\n<h2>Par par\u0101du piedzi\u0146u Somij\u0101<\/h2>\n<p>Turpm\u0101k sniegts p\u0101rskats par par\u0101du piedzi\u0146as procesu Somij\u0101, tostarp par \u0101rpustiesas un tiesas piedzi\u0146u, izpildes proced\u016br\u0101m un maks\u0101tnesp\u0113jas iesp\u0113j\u0101m.<\/p>\n<h3>1. Par\u0101du \u0101rpustiesas piedzi\u0146a Somij\u0101<\/h3>\n<p>Par\u0101du piedzi\u0146as process Somij\u0101 s\u0101kas ar mierizl\u012bguma (\u0101rpustiesas) posmu. \u0160aj\u0101 posm\u0101 m\u0113r\u0137is ir atg\u016bt par\u0101du, nev\u0113r\u0161oties ties\u0101.<\/p>\n<p>Par\u0101du piedzi\u0146as a\u0123ent\u016bra Somij\u0101 parasti kreditora v\u0101rd\u0101 nos\u016bta par\u0101dniekam ofici\u0101lu maks\u0101juma piepras\u012bjumu. \u0160aj\u0101 piepras\u012bjum\u0101 izskaidro par\u0101da b\u016bt\u012bbu, nor\u0101da, ka maks\u0101juma neveik\u0161anas gad\u012bjum\u0101 var sekot tiesiska r\u012bc\u012bba, un p\u0113c tam tiek nos\u016bt\u012bti atg\u0101din\u0101jumi, zvani un citi pazi\u0146ojumi, lai mudin\u0101tu veikt maks\u0101jumu.<\/p>\n<p>Liel\u0101k\u0101 da\u013ca lietu tiek atrisin\u0101tas \u0161aj\u0101 posm\u0101, bie\u017ei vien par\u0101dniekam veicot pilnu maks\u0101jumu vai, ja nepiecie\u0161ams, ab\u0101m pus\u0113m vienojoties par maks\u0101jumu pl\u0101nu.<\/p>\n<h4>At\u013cauju pie\u0161\u0137ir\u0161ana un regul\u0113jums<\/h4>\n<p>Jebkurai par\u0101du piedzi\u0146as a\u0123ent\u016brai Somij\u0101 j\u0101b\u016bt re\u0123istr\u0113tai Somijas iest\u0101d\u0113s. Uzraudz\u012bbu veic Dienvidsomijas re\u0123ion\u0101l\u0101 valsts p\u0101rvaldes a\u0123ent\u016bra, kas nodro\u0161ina, ka visas licenc\u0113t\u0101s a\u0123ent\u016bras darbojas likum\u012bgi un \u0113tiski. Uzziniet, k\u0101 <a href=\"https:\/\/avi.fi\/en\/services\/businesses\/enforcement-and-reporting-violations\/wealth-and-assets\/debt-collection-agencies\" target=\"_blank\" rel=\"noopener\">\u0161eit<\/a>.<\/p>\n<p>Faktiski par\u0101du iekas\u0113\u0161anas praksi reglament\u0113 Par\u0101du iekas\u0113\u0161anas likums (Laki saatavien perinn\u00e4st\u00e4), kas nosaka skaidrus noteikumus par:<\/p>\n<ul>\n<li>K\u0101 par\u0101du piedzin\u0113ji var sazin\u0101ties ar par\u0101dniekiem.<\/li>\n<li>K\u0101das izmaksas var iekas\u0113t no par\u0101dnieka?<\/li>\n<li>Nepiecie\u0161amais rakstisko maks\u0101jumu piepras\u012bjumu form\u0101ts.<\/li>\n<li>Noilguma termi\u0146i un citas proced\u016bras deta\u013cas.<\/li>\n<\/ul>\n<p>Kav\u0113to maks\u0101jumu procentus regul\u0113 Somijas Procentu likums (Korkolaki). Nokav\u0113juma procenti tiek apr\u0113\u0137in\u0101ti, tikl\u012bdz ir pag\u0101jis r\u0113\u0137ina apmaksas termi\u0146\u0161.<\/p>\n<h3>2. Par\u0101du piedzi\u0146a ties\u0101 Somij\u0101<\/h3>\n<p>Ja par\u0101dnieks nesamaks\u0101 par\u0101du, neraugoties uz mierizl\u012bguma ce\u013c\u0101 veiktajiem piedzi\u0146as centieniem, par\u0101du piedzi\u0146a tiesas ce\u013c\u0101.\u00a0<span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">Somij\u0101 var b\u016bt nepiecie\u0161ama<\/span>. Oddcoll un t\u0101s viet\u0113jie partneri var pal\u012bdz\u0113t \u0161\u0101du lietu iesnieg\u0161an\u0101 un vad\u012b\u0161an\u0101.<\/p>\n<p>Somij\u0101 visas civillietas izskata rajona tiesas (k\u00e4r\u00e4j\u00e4oikeus). Pras\u012bbas ir j\u0101iesniedz taj\u0101 apgabal\u0101, kur\u0101 ir re\u0123istr\u0113ts par\u0101dnieks vai uz\u0146\u0113mums. Lietas reti tiek virz\u012btas \u0101rpus atbild\u0113t\u0101ja viet\u0113j\u0101s jurisdikcijas.<\/p>\n<p>Tiesved\u012bba var notikt somu vai zviedru valod\u0101. Pras\u012bbas, kur\u0101s iesaist\u012bti \u0100landu salu iedz\u012bvot\u0101ji, j\u0101izskata zviedru valod\u0101, savuk\u0101rt D\u0101nijas, Islandes un Norv\u0113\u0123ijas pilso\u0146i var izmantot savas dzimt\u0101s valodas.<\/p>\n<h4>Nepiecie\u0161am\u0101 dokument\u0101cija<\/h4>\n<p>Lai iesniegtu pras\u012bbu, kreditoriem ir j\u0101aizpilda pras\u012bbas pieteikums, kur\u0101 aprakst\u012bts:<\/p>\n<ul>\n<li>Par\u0101ds un piepras\u012bt\u0101 kompens\u0101cija.<\/li>\n<li>Jebkuri apliecino\u0161i pier\u0101d\u012bjumi (piem\u0113ram, l\u012bgumi vai r\u0113\u0137ini).<\/li>\n<\/ul>\n<h4>Tiesas nodevas<\/h4>\n<p>P\u0113c lietas pabeig\u0161anas tiesa iekas\u0113 tiesas nodevu. Izmaksas ir atkar\u012bgas no lietas ilguma un no t\u0101, vai ir nepiecie\u0161ama tiesas s\u0113de. Par advok\u0101ta honor\u0101ru klients un advok\u0101ts vienojas priv\u0101ti.<\/p>\n<h3>Vienk\u0101r\u0161ota maks\u0101juma r\u012bkojuma proced\u016bra<\/h3>\n<p>Somija pied\u0101v\u0101 ar\u012b vienk\u0101r\u0161otu tiesas proced\u016bru neapstr\u012bd\u0113tiem naudas pras\u012bjumiem. \u0160is process piln\u012bb\u0101 notiek tie\u0161saist\u0113, izmantojot Somijas tiesu t\u012bmek\u013ca vietni. To var izmantot attiec\u012bb\u0101 uz jebkuru civiltiesisku naudas pras\u012bbu neatkar\u012bgi no t\u0101s summas, un t\u0101 ir j\u0101iesniedz par\u0101dnieka viet\u0113jai rajona tiesai. Ja par\u0101dnieks neapstr\u012bd pras\u012bbu,\u00a0<span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">maks\u0101juma r\u012bkojums ir<\/span>\u00a0izdots.<\/p>\n<p>\u0160\u012b proced\u016bra pied\u0101v\u0101 \u0101tru un rentablu risin\u0101jumu neapstr\u012bd\u0113tiem par\u0101diem - \u012bpa\u0161i noder\u012bga kreditoriem vai par\u0101du piedzi\u0146as a\u0123ent\u016br\u0101m Helsinkos un vis\u0101 Somij\u0101.<\/p>\n<h3>3. Maks\u0101tnesp\u0113jas proced\u016bras Somij\u0101<\/h3>\n<p>Ja par\u0101dnieks atk\u0101rtoti nepilda saist\u012bbas un\u00a0<span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">nesp\u0113j samaks\u0101t par\u0101dus, tiek uzs\u0101kta maks\u0101tnesp\u0113jas proced\u016bra.<\/span>. Tie nosaka, k\u0101 tiks apstr\u0101d\u0101ti nenomaks\u0101tie par\u0101di.<\/p>\n<p>Ir tr\u012bs galvenie veidi:<\/p>\n<ol>\n<li>Bankrota proced\u016bra (regul\u0113 Bankrota likums) - akt\u012bvu likvid\u0101cija, lai atmaks\u0101tu kreditoriem.<\/li>\n<li>Uz\u0146\u0113mumu p\u0101rstruktur\u0113\u0161ana (regul\u0113 Uz\u0146\u0113mumu p\u0101rstruktur\u0113\u0161anas likums) - reorganiz\u0101cija, lai pal\u012bdz\u0113tu dz\u012bvotsp\u0113j\u012bgiem uz\u0146\u0113mumiem atg\u016bties.<\/li>\n<li>Priv\u0101tpersonu par\u0101du korekcija (regul\u0113 Priv\u0101tpersonu par\u0101du korekcijas likums) - atmaksas pl\u0101ni priv\u0101tperson\u0101m.<\/li>\n<\/ol>\n<p><b>Bankrota proced\u016bra<\/b> Somij\u0101 var ierosin\u0101t jebkura fiziska persona vai uz\u0146\u0113mums, kas nesp\u0113j pild\u012bt savas finansi\u0101l\u0101s saist\u012bbas. Atsevi\u0161\u0137os gad\u012bjumos bankrota pieteikumu mantojuma v\u0101rd\u0101 var iesniegt ar\u012b bankrota pilnvarnieks vai miru\u0161\u0101 mantojuma p\u0101rst\u0101vis. \u0160o proced\u016bru m\u0113r\u0137is ir likvid\u0113t par\u0101dnieka akt\u012bvus un taisn\u012bgi sadal\u012bt ie\u0146\u0113mumus starp kreditoriem.<\/p>\n<p><b>Uz\u0146\u0113mumu p\u0101rstruktur\u0113\u0161ana<\/b> ir paredz\u0113ts, lai pal\u012bdz\u0113tu uz\u0146\u0113mumiem vai uz\u0146\u0113m\u0113jiem, kas non\u0101ku\u0161i finansi\u0101l\u0101s gr\u016bt\u012bb\u0101s, turpin\u0101t darb\u012bbu, piln\u012bb\u0101 nelikvid\u0113jot akt\u012bvus. \u0160is process ir pieejams liel\u0101kajai da\u013cai uz\u0146\u0113mumu, tom\u0113r stingr\u0101kas regulat\u012bv\u0101s uzraudz\u012bbas d\u0113\u013c tas parasti neattiecas uz bank\u0101m un apdro\u0161in\u0101\u0161anas sabiedr\u012bb\u0101m. Galven\u0101 uzman\u012bba tiek piev\u0113rsta uz\u0146\u0113muma un t\u0101 finan\u0161u reorganiz\u0101cijai, nevis sl\u0113g\u0161anai.<\/p>\n<p><b>Par\u0101du korekcija priv\u0101tperson\u0101m<\/b> ir pieejama tikai fizisk\u0101m person\u0101m, tostarp pa\u0161nodarbin\u0101t\u0101m person\u0101m vai mazo uz\u0146\u0113mumu partneriem. T\u0101 bie\u017ei vien ietver sarunas ar kreditoriem par br\u012bvpr\u0101t\u012bgu atmaksas pl\u0101nu, kas \u013cauj par\u0101dniekam laika gait\u0101 nok\u0101rtot par\u0101dsaist\u012bbas bez ofici\u0101las maks\u0101tnesp\u0113jas proced\u016bras.<\/p>\n<p>Visiem maks\u0101tnesp\u0113jas veidiem ir kop\u012bgs galvenais nosac\u012bjums: par\u0101dniekam j\u0101b\u016bt maks\u0101tnesp\u0113j\u012bgam, t. i., vi\u0146\u0161 past\u0101v\u012bgi nesp\u0113j pild\u012bt savas finansi\u0101l\u0101s saist\u012bbas.<\/p>\n<h3>4. Spriedumu izpilde<\/h3>\n<p>Par\u0101du piedzi\u0146as p\u0113d\u0113jais posms Somij\u0101 ir par\u0101du piedzi\u0146a. P\u0113c tiesas sprieduma vai maks\u0101juma r\u012bkojuma izdo\u0161anas viet\u0113j\u0101s izpildes iest\u0101des nodro\u0161ina, ka maks\u0101jums tiek veikts par\u0101dnieka jurisdikcij\u0101.<\/p>\n<p>Lai s\u0101ktu izpildi:<\/p>\n<ul>\n<li>Kreditors iesniedz rakstisku pieteikumu, kur\u0101 paskaidro izpildes pamatojumu.<\/li>\n<li>Iepriek\u0161\u0113ja maksa nav nepiecie\u0161ama.<\/li>\n<\/ul>\n<p>P\u0113c tam iest\u0101des, pamatojoties uz spriedumu, veic piedzi\u0146as darb\u012bbas, lai nodro\u0161in\u0101tu, ka kreditori sa\u0146em to, kas vi\u0146iem likum\u012bgi pien\u0101kas.<\/p>\n<hr \/>\n<h2>S\u0101ciet par\u0101du piedzi\u0146as lietu Somij\u0101 jau \u0161odien<\/h2>\n<p>V\u0113l nekad nav bijis viegl\u0101k atg\u016bt neapmaks\u0101tus r\u0113\u0137inus. M\u016bsu komanda var \u0101tri un efekt\u012bvi pal\u012bdz\u0113t jums ar par\u0101du piedzi\u0146u Somij\u0101.<\/p>\n<p>Vai esat gatavs s\u0101kt? Aug\u0161upiel\u0101d\u0113jiet savu neapmaks\u0101to r\u0113\u0137inu m\u016bsu platform\u0101. Neatkar\u012bgi no t\u0101, vai jums nepiecie\u0161ama par\u0101du piedzi\u0146a Helsinkos vai jebkur citur Somij\u0101, m\u0113s nodro\u0161in\u0101m vienk\u0101r\u0161u, p\u0101rredzamu un efekt\u012bvu procesu.<\/p>\n<p><a href=\"https:\/\/oddcoll.com\/lv\/sazinieties-ar-mums\/\">Sazinieties ar mums<\/a> \u0161odien, un m\u016bsu Somijas par\u0101du piedzi\u0146as speci\u0101listi nekav\u0113joties \u0137ersies pie darba.<\/p>\n<\/div>\n<\/div>","protected":false},"featured_media":0,"parent":0,"template":"","meta":{"_acf_changed":false},"continent":[25],"class_list":["post-524","debt-collection","type-debt-collection","status-publish","hentry","continent-europe"],"acf":[],"_links":{"self":[{"href":"https:\/\/oddcoll.com\/lv\/wp-json\/wp\/v2\/debt-collection\/524","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oddcoll.com\/lv\/wp-json\/wp\/v2\/debt-collection"}],"about":[{"href":"https:\/\/oddcoll.com\/lv\/wp-json\/wp\/v2\/types\/debt-collection"}],"wp:attachment":[{"href":"https:\/\/oddcoll.com\/lv\/wp-json\/wp\/v2\/media?parent=524"}],"wp:term":[{"taxonomy":"continent","embeddable":true,"href":"https:\/\/oddcoll.com\/lv\/wp-json\/wp\/v2\/continent?post=524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}